• 876-929-5142 | 1-888-225-5472 (Local Callers only)
  • info@fhccu.com

Whatever Your Goals, Start Here, Start Now.

E-Z Loans

If you’re to improve your home, acquire furniture, appliances and electronics, look no further than an E-Z Line, E-Z Line Max, E-Z Pay or E-Z Pay Max loans. You can borrow up to $2,500,000 with a minimum 6 months to pay at the most competitive interest rates available.

E-Z Line

Features

  • maximum of $500,000.00
  • Permanently employed for 6 months or have 1 year renewable contract.
  • Repayment 2.2% of principal + int.
  • Share requirement
    • 10% for members 5 years and over
    • 15% for other members
  • Membership 12 months and over
  • Annual renewal fees and re-instatement fee
  • One month's payment will be held in insurance processing
  • Compulsory Share saving of 10% of monthly payment
  • Line of Credit. Renewed Annually.
  • Affordability driven by DSR
  • Access Card

For information on how to access this product, please click here

E-Z Line Max

Features

  • Maximum of $2,500,000.00
  • Ordinary Share requirement of 10% of loan amount
  • Permanent Share requirement of $10,000.00
  • Permanently employed for 6 months or have 1 year renewable contract.
  • Repayment 2.2% of principal + int.
  • Share requirement of 10% of loan limit.
  • Membership 12 months and over
  • Annual renewal fees and re-instatement fee.
  • One month's payment will be held in insurance processing.
  • Compulsory Share saving of 10% of monthly payment.
  • Revolving Line of Credit.-Renewed Annually
  • Affordability driven by DSR
  • Access Card

For information on how to access this product, please click here

E-Z Pay

  • Maximum of $750,000.00
  • Permanently employed for 6 months or have 1 year renewable contract.
  • Term of up to 48 months.
  • Share requirement
    • 10% for members 5 years and over
    • 15% other members
  • Permanent Share requirement of $5,000.00
  • One Month payment to be held in Insurance Processing Account
  • Compulsory Share saving of 10% of monthly payment
  • Affordability driven by DSR
  • Membership tenure 12 months and over

For information on how to access this product, please click here

E-Z Pay Max

Features

  • Up to $2,500,000.00
  • Permanently employed for 6 months or have 1 year renewable contract
  • Term of up to 60 months
  • Share Requirement of 10% of loan limit
  • Permanent requirement of $10,000.00
  • One Month payment to be held in Insurance Processing Account
  • Compulsory share Saving of 10% of monthly payment
  • Affordability driven by DSR

*Conditions apply

For information on how to access this product, please click here

About Us

A LEGACY OF TRANSFORMATION

On August 1, 2012, Churches Co-operative Credit Union and GSB Co-operative Credit Union merged to form the new entity First Heritage Co-operative Credit Union Limited (FHC). This decision culminated the process of discussions that began in October 2010 when the idea of the amalgamation of the two Credit Unions was born.

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Get in touch

8-10 Eureka Road, Kingston 5

1-888-225-5472

876-929-5142 (Local Callers only)

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