• 876-929-5142 | 1-888-225-5472 (Local Callers only)
  • info@fhccu.com

Whatever Your Goals, Start Here, Start Now.


Our Bond

Like most credit unions, FHC comprises a group of people with a common bond who have united in the effort of obtaining a better lifestyle for themselves and their families. These include:

  • All members of any religious bodies and affiliations in Jamaica and their families/relatives
  • Public sector employees and their families/relatives.
  • All professionals, members of professional associations, and the employees of professional associations.
  • Employees of the Credit Union and their families/relatives. 
  • Members of staff of Statutory Bodies and Public Corporations, and contractual employees to the Government; provided that past Government Officers, past members of staff of approved Statutory Bodies and Public Corporation and past employees may retain their membership. 

How To Become a Member

Persons applying for membership are required to:

  • Complete a Membership Application Form
  • Pay the minimum amount required of $3,650
  • A valid identification card (eg: Drivers License, Electoral Id, Passport (Documents must not have expired))
  • TRN Card/ Tax Identification Number
  • Proof of Address (eg: Utility Bill or Bank Statement in the applicants name, Letter from JP/Pastor/Employer (Documents should not be more than six months old))
  • Proof of Bond Affiliation: (eg: Payslip, Job Letter, Completion of the Church declaration form)
  • Two References (Please note that the Reference Form is to be completed by anyone of your two references.)

Download Membership Form

Download Reference Form
Download Church Declaration Form

Download Member Information Update Form

Print, Complete and Submit to your nearest FHC Branch 

At FHC we offer a wide range of products and services, including savings,  loans, insurance related services,  and specialized member services that take you into account.

About Us


On August 1, 2012, Churches Co-operative Credit Union and GSB Co-operative Credit Union merged to form the new entity First Heritage Co-operative Credit Union Limited (FHC). This decision culminated the process of discussions that began in October 2010 when the idea of the amalgamation of the two Credit Unions was born.


Get in touch

8-10 Eureka Road, Kingston 5


876-929-5142 (Local Callers only)

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