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Terms of Use

Welcome to our website! First Heritage Co-operative Credit Union Limited provides their services to you subject to the following conditions. If you visit this website, you accept these conditions. Please read them carefully.

PRIVACY

Please review our Privacy Policy, which also governs your visit to our website, to understand our practices.

ELECTRONIC COMMUNICATIONS

When you visit First Heritage Co-operative Credit Union Limited or send e-mails to us, you are communicating with us electronically. You consent to receive communications from us electronically. We will communicate with you by e-mail or by posting notices on this site and our social media channels. You agree that all agreements, notices, disclosures and other communications that we provide to you electronically satisfy any legal requirement that such communications be in writing.

COPYRIGHT

All content included on this site, such as text, graphics, logos, button icons, images, audio clips, digital downloads, data compilations, and software, is the property of First Heritage Co-operative Credit Union Limited protected by Jamaican copyright laws. The compilation of all content on this site is the exclusive property of First Heritage Co-operative Credit Union Limited .

TRADE MARKS

First Heritage Co-operative Credit Union Limited’s trademarks and trade dress may not be used in connection with any product or service that is not First Heritage Co-operative Credit Union Limited’s, in any manner that is likely to cause confusion among customers, or in any manner that disparages or discredits First Heritage Co-operative Credit Union Limited .

LICENSE AND SITE ACCESS

First Heritage Co-operative Credit Union Limited grants you a limited license to access and make personal use of this site and not to download (other than page caching) or modify it, or any portion of it, except with express written consent of First Heritage Co-operative Credit Union Limited. This license does not include any resale or commercial use of this site or its contents: any collection and use of any product listings, descriptions, or prices: any derivative use of this site or its contents: any downloading or copying of account information for the benefit of another merchant: or any use of data mining, robots, or similar data gathering and extraction tools. This site or any portion of this site may not be reproduced, duplicated, copied, sold, resold, visited, or otherwise exploited for any commercial purpose without express written consent of First Heritage Co-operative Credit Union Limited. You may not frame or utilize framing techniques to enclose any trademark, logo, or other proprietary information (including images, text, page layout, or form) of First Heritage Co-operative Credit Union Limited. You may not use any meta tags or any other “hidden text” utilizing First Heritage Co-operative Credit Union Limited’s name or trademarks without the express written consent of First Heritage Co-operative Credit Union Limited. Any unauthorized use terminates the permission or license granted by First Heritage Co-operative Credit Union Limited.

QUESTIONS:

Questions regarding our Conditions of Usage, Privacy Policy, or other policy related material can be directed to our customer service staff by clicking on the “Contact Us” link on the main menu. Or you can email us at: This email address is being protected from spambots. You need JavaScript enabled to view it.